This post on ABLEnow®: Planning For Your Child’s Future is sponsored through ABLEnow®, however all thoughts and opinions are my own.
5 years ago a little girl named Addie was born and our world turned upside down. As new parents, Mathew and I had no idea what our lives would look like with a special needs child, especially financially. It was a blessing and a curse to be in the hospital as long as we were that first year, but we were so glad to have had a really good social worker to help us navigate how all of Addie’s medicines, medical equipment, home nursing, and more would be paid for. We were shocked to find out that just one piece of her medical equipment alone was over $13,000! Although it was all helpful, all that information only prepared us for the here and now, and not for Addie’s future if something were to happen to us. After Addie was about 2, I found out about ABLEnow® accounts and have been an advocate for them for a few years now.
After talking with other special needs parents years ago, I found that people with disabilities and their families couldn’t save for the future because they were scared they would lose their public benefits. I can’t even imagine having to worry about that for Addie considering how much all of her equipment, medicines, and nursing cost, and I’m so glad we don’t have to make that hard decision. Up until a few years ago, Addie could’ve easily lost her benefits if we had put money aside in a savings account for her because with her disabilities she technically would’ve needed to remain very low income in order to keep her benefits. It’s absolutely terrifying to know that millions of people that don’t know about ABLEnow® still struggle with making that choice because their families depend on public benefits like income, health care, food, and housing through SSI, SNAP, and Medicaid- and that’s why I’m spreading the word about it again to you all today.
Here’s why our family loves ABLEnow® accounts: they can be used to pay a multitude of expenses for Addie and her health, independence, and quality of life like respite care, healthcare expenses not covered by insurance, and even stuff like adaptive equipment. Plus we can even save for Addie’s long-term needs should something happen to us. It’s the perfect financial choice for families who have a loved one with special needs, hands down.
Here’s the great news- anyone can contribute to an ABLEnow® account whether it’s the account owner, their family, or even friends! Not only that, but when you contribute to an ABLEnow® account, your friends and family can help provide financial assistance to you without you worrying whether or not you’ll lose certain disability benefits. Plus, it’s super easy to do. Have them go to the ABLEnow® website, make their contribution either online or by mail, and then they can print a gift certificate to put it in a card or box as a gift! It’s perfect for this time of year, but honestly, it’s perfect for any time of year!
Want to get a head start on your ABLEnow® account? Visit ABLEnow® for a chance to win a $1,000 contribution to your ABLEnow® account through December 15th, 2019!
There’s so much more to ABLEnow® accounts that you may want to know, so please visit ABLEnow FAQs as well as the ABLE National Resource Center to learn more about the federal ABLE Act and how it is administered in any of the 50 states. ABLEnow® is one of the country’s premier ABLE programs and open for national enrollment. Many times, customers that research information on ABLEnow® have seen that it offers more advantages than their own state’s ABLE program. You can go to the ABLEnow website to open and manage your ABLEnow® account online.
This post is sponsored by ABLEnow®.