Achieving Financial Peace-of-Mind with a Disability Through ABLEnow

This post on Achieving Financial Peace of Mind with a Disability Through ABLEnow is sponsored through ABLEnow, however all thoughts and opinions are my own.

Have you heard about ABLEnow? If you have a loved one with a disability, definitely read this!

Having a child with a disability always has our family thinking ahead. We wonder about things 5, 10, even 20 years down the road, and while those things are blurry for our family, they’re still important things to think about. As a mom, I always think of the worst- “What will happen to Addie if…” and I go down that rabbit hole. One thing that we definitely have needed to do more research on is some type of saving for Addie for when she is older. If something ever happens to us, we want to be able to make sure she is cared for and loved, which is why it’s perfect timing that I have been able to recently learn about a program called ABLEnow.

For so long, people with disabilities and their families couldn’t save for their futures because they feared losing their public benefits. I can’t even imagine having to worry about that for Addie and I’m so thankful we don’t have to now. Because of Addie’s medical complexities, she gets benefits monthly for nursing care, medical supplies (her little tiny ventilator alone is $13,000!), multiple therapies (speech, physical, and occupational)- I am literally FLOORED that had this been even just a few years ago, Addie could’ve lost her benefits if we put money in a savings account for her because an individual with a disability needed to remain “poor” in order to keep their benefits. It’s sickening and insanely scary. Bless the advocates who worked hard to change this and came up with the federal ABLE Act and the new ABLEnow program. There are millions of individuals with disabilities and so many of their families depend on various public benefits like income, health care, food, and housing through SSI, SNAP, and Medicaid. Now, these millions of people don’t have to worry, and I’m so grateful.

Addie

For the first time in public policy, the ABLE Act recognized the significant costs that occur when you have a member of the family living with a disability. These costs can include accessible housing and transportation, personal assistance services, assistive technology, and health care that is not covered by insurance or Medicaid. Now these eligible individuals with disabilities and their families can save and invest in an affordable and tax-advantaged ABLEnow account without worrying if their eligibility for certain benefits like Medicaid and SSI will be taken away!

Addie

Here’s why I love this so much: ABLEnow is truly empowering those with disabilities to gain more independence and have a better quality of life through financial security. For our family it means being able to put money aside for Addie’s future and not worrying that her Medicaid will be taken away (because I certainly can’t afford a ventilator, nursing, oxygen, every circuit piece to her vent, suction machines, and so so much more). It’s so huge.

Addie

ABLEnow is administered by Virginia529, the country’s largest college savings plan, which now has an expanded mission to meet the needs of individuals with disabilities. It is one of the country’s premier ABLE programs and open for national enrollment with accounts in all 50 states. You can go to the ABLEnow website to open and manage your ABLEnow account online.

Want to know more about ABLEnow and ABLE accounts? Check out the ABLEnow FAQS . What are your fears for the future regarding your loved ones with disabilities?

Let’s Talk Car Seat Safety (Plus a Giveaway of the New Britax Endeavours Infant Car Seat)

This post is in partnership with Britax and SheBuysCars. Ready to #TestDriveParenthood? Let’s talk car seat safety and giveaway the new Britax Endeavours Infant Car Seat!

September is car seat safety month and the Britax Endeavours Infant Car Seat is the perfect new car seat for your child. Find a Britax & Lexus Test Drive Parenthood Event near you!

Things have changed a lot the past 3 years since I’ve had Addie, but one thing has not changed for our family- our love for Britax. Britax is an industry leader in safety and quality, and as I researched car seats for Addie before she was born, their name just kept coming up. Soon enough, we bought a car seat and stroller from Britax, and both have gotten LOTS of use the past 3 years. We have a great system when it comes to Addie and all her equipment, and I’m thankful that Britax covers all our needs for our family.

September is car seat safety month and the Britax Endeavours Infant Car Seat is the perfect new car seat for your child. Find a Britax & Lexus Test Drive Parenthood Event near you!

If you didn’t know, September is Car Seat Safety Month, and I’m thankful for it because even though I think I’m a stickler for car seat safety, there’s always information that can change. It’s always good to brush up on your info, right? Crazily enough, I recently found out that every 33 seconds, one child under the age of 13 is involved in a crash, according to the National Highway Traffic Safety Administration. Road injuries are the leading cause of unintentional deaths to children in the United States. Of those children ages 8 and under who died in vehicle crashes in 2014, 26 percent were not restrained by an age-appropriate device such as an infant seat, booster seat or seat belt. Lastly, children should ride in a vehicle back seat until they are at least 13 years old.

As a mom, those statistics are terrifying. As a special needs mom, it’s even more terrifying because I think of Addie’s equipment and what would happen to her and that equipment if we were in an accident. There is great news though- you don’t have to be terrified. Later this month I’ll be at the Britax Test Drive Parenthood car seat event where you can have a child passenger safety technician show you how to properly install a car seat, you can check out the brand new Britax Endeavours Infant Car Seat, as well as provide other helpful safety tips. It’s a great opportunity to have a professional make sure your child’s car seat is installed correctly! Not only that, but you can come meet me and we can hang out together!

September is car seat safety month and the Britax Endeavours Infant Car Seat is the perfect new car seat for your child. Find a Britax & Lexus Test Drive Parenthood Event near you!

Britax recently announced their newest arrival, the Britax Endeavours Infant Car Seat, which includes a steel Anti-Rebound Bar (ARB) for extra rear-facing protection and a European Belt Guide that provides a safe, easy installation without the base. With the addition of the Endeavours, the Britax line of infant and convertible car seats offers the ultimate in rear-facing safety. You definitely don’t want to miss out on getting a first look at this incredible car seat and all of its features. 

I can’t wait to meet you all at at Park Place Lexus in Grapevine at 901 E State Hwy 114, Grapevine, Texas 76051 on September 20th from 11 am til 2 pm to check out the all new Britax Endeavours Infant Car Seat and have your child’s current car seat inspected. Make sure to RSVP here so we know to expect you! Don’t live near Dallas? That’s OK! Check out She Buys Cars to find a Britax & Lexus Test Drive Parenthood Event near you!

September is car seat safety month and the Britax Endeavours is the perfect new car seat for your child. If you are interested in winning one of these incredible  Britax Endeavours Infant Car Seats, you have DOUBLE the opportunities to win! I am giving one away below AND don’t miss the giveaway widget beneath that one for the She Buys Cars giveaway!

a Rafflecopter giveaway

This is where you enter for the She Buys Cars giveaway for a chance to win one of eight (8) Britax Endeavours infant car seats. More information on the Britax Endeavours infant car seat can be found here!

a Rafflecopter giveaway

Must be 18 or older to enter, US addresses only. No purchase is necessary to win. Void where prohibited. Must fill out Rafflecopter form.

A Conversation Hearts Valentine’s Pregnancy Announcement

Looking for a cute Conversation Hearts Valentine's pregnancy announcement? The Vintage Modern Wife is sharing the adorable way she and her husband announced their pregnancy!

On January 6th, 2014 I found out I was pregnant with our sweet Addie and we had a blasting planning our Valentine’s pregnancy announcement to share the news with our parents. I briefly shared the announcement on my blog but felt like it was the perfect time to revisit such a wonderful announcement and share more of the pictures individually that we took.

Looking for a cute Conversation Hearts Valentine's pregnancy announcement? The Vintage Modern Wife is sharing the adorable way she and her husband announced their pregnancy!

I love this little conversation hearts banner I made. They say “and then there were three…” and were double hole punched, put onto twine, and in between each heart I had different color ribbon. We found this fun red wall here in Waco, and it was perfect for our plan! It was absolutely freezing that day, but we had a blast! Download your FREE Conversation Heart Valentine’s Pregnancy Announcement Printable here to make your own conversation hearts banner.

Looking for a cute Conversation Hearts Valentine's pregnancy announcement? The Vintage Modern Wife is sharing the adorable way she and her husband announced their pregnancy! Our photographer, Rhonda Williams of Photography by Legacy Imaging, added the letters we wanted on the conversation hearts with Photoshop and I love how it turned out for the valentine’s pregnancy announcement! It was a little difficult to keep the candies positioned just right, but it was perfectly executed.

Looking for a cute Conversation Hearts Valentine's pregnancy announcement? The Vintage Modern Wife is sharing the adorable way she and her husband announced their pregnancy!

Looking for a cute Conversation Hearts Valentine's pregnancy announcement? The Vintage Modern Wife is sharing the adorable way she and her husband announced their pregnancy!

I met my friend, Amy, from Sweet Elise online and I was smitten with her cookies. I asked her to make us some for our conversation hearts valentine’s pregnancy announcement photo shoot and she nailed them! How cute are these conversation heart cookies? Ever since then, we’ve been getting cookies from her for our big gender reveal party, the cutest lemonade first birthday party ever, and her adorable zoo themed 2nd birthday party (which I’ve yet to blog about because #slacker.) Her cookies are adorable and way delicious, and I won’t use anyone else for cookies. I don’t even care that I have to drive to Austin to get them either!

Looking for a cute Conversation Hearts Valentine's pregnancy announcement? The Vintage Modern Wife is sharing the adorable way she and her husband announced their pregnancy!

Our little Addie, the blueberry! She was so teeny tiny back then. Our lives have been a complete whirlwind since her anatomy scan at 18 weeks (read about my pregnancy complications part 1 and part 2) and her 10 month hospitalization after she was born.

Looking for a cute Conversation Hearts Valentine's pregnancy announcement? The Vintage Modern Wife is sharing the adorable way she and her husband announced their pregnancy!

This is my favorite of all the pictures. Chalkboards were just starting to gain in popularity and I had so much fun making our chalkboard. Here’s a link to a gorgeous chalkboard I love if you’re looking! Although my dress isn’t available anymore, I love these options: 1, 2, 3, 4, 5. It’s also been a while since this photo shoot, so my shoes aren’t sold anymore, but here are some great options I love from the same designer: 1, 2.

I can’t believe it’s been almost 3 years since we’ve made our big conversation hearts valentine’s pregnancy announcement for sweet Addie. We had no idea what was coming our way, how much strength our journey would require, and how much she would change our lives. We are so blessed to have such a beautiful girl who brings joy to thousands. It is truly a privilege to be her parents.

What did you do for your pregnancy announcement? We’d love to hear your fun ideas! What’s your favorite idea from our Valentine’s pregnancy announcement?